This Privacy Policy applies worldwide. Where mandatory local privacy laws apply, such laws prevail, and this Privacy Policy explains how you can exercise your rights.

This Privacy Policy explains our commitments and your rights concerning your information. You should read the Privacy Policy carefully. If you do not agree with this Privacy Policy, please do not use our Sites or Services. The Privacy Policy is duly incorporated and subject to the Terms of Service and governs the same Services and Sites as the ones mentioned in the Terms of Service. Any terms we use in the Privacy Policy without defining them have the same definition given to them in the Terms of Service.

We Collect Information The Following Ways

1) When you give it to us or give us permission to obtain it

We may collect information from you in a variety of ways such as your name, email address, phone number and bank account information. You may, however, visit our Sites anonymously if you choose to do so. We will collect information from you only if you voluntarily choose to submit such information to us. You can always refuse to provide this information to us. If you choose to subscribe to a Service from us, we or the mobile operator of your network will collect your information related to the payment for the subscription of our Services. Account and billing information collected by the mobile operator is subject to their respective privacy policies.

2) We get technical information when you visit our Sites and/or Services

We may collect technical information about you whenever you visit our Sites or use our Services. Technical information we collect may include the user agent, and technical information about your means of connection to our Site, such as the type of device you use, the device screen size, browser type, geographic location (country only), unique device identifiers, Internet Protocol address, mouse events (movements, location and number of clicks), landing pages, operating system, information about your use of our Services and other similar information.

We also use cookies and other technologies to collect technical information from you. A cookie is a piece of information that is stored on your device's hard drive for record-keeping purposes and sometimes to track information. For example, we use cookies to store your language preferences or other redundant settings, so you don't have to set them up every time you visit our Sites or Services.

3) Our partners and advertisers collect and share information with us

We use Google Analytics, a web analysis service of Google Inc. ("Google") which assists website owners and operators in learning and understanding the usage patterns of visitors who use their websites by collecting information, namely; which individual web pages were visited, how long users spent on the website, which websites referred the most visitors, general geographic location of visitors, and other similar anonymous statistics.

For this reason, Google Analytics may create and store several cookies on your device. Google Analytics does not collect any personally identifiable information by default. Google Analytics collects anonymized IP address or internet connections used by visitors to websites on which Google Analytics has been installed. Google Analytics does not reveal or expose the IP address of visitors to the owners of the website on which Google Analytics is installed.

We also use Google AdWords remarketing services to advertise on third-party websites including Google, to visitors who have previously visited our Sites or Services. The advertisement can be on the Google search results page or a website that has the Google display network implemented. For this reason, third-party vendors including Google may create several cookies on your device.

We also enable Hotjar, an analysis software, by inserting a tracking code within our Sites and Services, which further transmits to Hotjar servers based in Ireland (EU).

This tracking code contacts Hotjar's servers and provides a script to your device accessing the Site or Service. This script will capture specific data related to your interaction with that particular Site or Service. This information is then sent to Hotjar's servers for further processing. Through these tools, we receive heatmaps, visitor's recordings, funnels and form analysis, that help us to provide you with a better experience and service as well as assist us in diagnosing technical problems and analyse user trends.

Hotjar uses cookies to collect technical information including standard internet log information and details of your behavioural patterns when you visit our Sites and Service. This is done to provide you with a better experience, identify preferences, diagnose technical problems, analyse trends and generally to help improve our Sites and Services. Hotjar may also use cookies to record login details on your device. This helps to determine whether a particular device previously visited our Sites or Services so that the login details would not have to be re-entered each time you visit that Site or Service. Hotjar also uses cookies to determine if someone has opted out of being tracked by Hotjar services.

Furthermore, we use Google DoubleClick to advertise based on what's relevant to a user, improve reporting on campaign performance, and to avoid showing advertisements the user has already seen. For this reason, Google DoubleClick creates several cookies on your device. For example, Google DoubleClick uses cookies to keep a log of which advertisements were shown on which browser. When it's time to serve an advertisement to a browser, Google DoubleClick can use the browser's cookies to check which Google DoubleClick advertisements have already been delivered to that particular browser. That's how Google DoubleClick avoids showing advertisements the user has already seen. In the same way, cookies allow Google DoubleClick to log conversions related to advertisement requests—such as when a user views a Google DoubleClick advertisement and later uses the same browser to visit the advertiser's website and make a purchase.

How To Prevent Cookie Storage and Opt-Out

You may choose to set your web browser to refuse cookies or to alert you when cookies are being sent.

You can also prevent the collection of your data by Google Analytics by visiting Google Analytics opt-out page and installing the Google add-on for your browser: https://tools.google.com/dlpage/gaoptout or visit https://www.google.com/settings/ads to set your settings for Google Analytics, Google AdWords, and Google DoubleClick.

You may opt-out from having Hotjar collect your information when visiting our Sites and Services at any time by visiting http://www.hotjar.com/opt-out and clicking 'Disable Hotjar'.

For more details on installing and uninstalling the Google add-on, Google Analytics, Google DoubleClick or AdWords, please visit Google's website.

How We Use Collected Information

We may use your information for the following purposes:

• Provide the Service(s) you request.
• Bill and collect for the Service(s) provided to you.
• Send you marketing communications.
• Provide customer care.
• Protect our rights or property.
• Enforce the Terms of Service.
• Comply with legal requirements.
• To improve our Sites and Services.
• Respond to your inquiries, questions, and/or other requests; and
• Respond to court orders, subpoenas or other legal proceedings.

We process your personal data only where a lawful basis applies, including:

• Contract performance (to provide Services to you).
• Legal obligation (where we must comply with law).
• Legitimate interests (to improve our services, prevent fraud, protect security), balanced against your rights.
• Your consent (e.g., for marketing or newsletters).

How Long We Keep Your Information

We retain personal data only as long as necessary for the purposes described in this Policy and as required by applicable law. Once retention is no longer necessary, we securely delete or anonymize your data. In some jurisdictions (e.g., EU, UK, Canada), you may request earlier deletion where retention is not legally required.

How We Protect Your Information Also Outside The EU

We are concerned with protecting your privacy and data, but we cannot ensure or warrant the security of any information you transmit to us or guarantee that your information may not be accessed, disclosed, altered or destroyed by breach of any of our industry standard physical, technical or managerial safeguards. We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized or accidental access, alteration, disclosure or destruction of your information, transaction information and data stored on our Sites.

However, no method of transmission over the internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security. We will continue to enhance our security procedures as new technology becomes available.

Because we operate internationally, your personal information may be transferred outside your country of residence, including to the United States, the United Arab Emirates, and other jurisdictions. Where required by law (e.g., EU/UK GDPR), we use appropriate safeguards such as Standard Contractual Clauses approved by the European Commission or the UK ICO, or other lawful transfer mechanisms. Where UAE Federal Decree-Law No. 45 of 2021 requires prior approval from the UAE Data Office for transfers outside the UAE, or where data localization obligations apply, we will comply with those requirements before transferring your data.

Sharing Your Information

We share your information with online advertisers and third-party companies that we or they use to audit or improve the delivery and performance of ads or content on websites and apps (for example, through Google Analytics and Google AdWords) as outlined above.

Other than as explicitly described in this Privacy Policy, we will not share personally identifiable information with any third party. However, we reserve the right to share the information that we collect with third parties in aggregated and/or anonymous form, and we will not necessarily ask for your permission or even inform you that we are doing so. We may also disclose information that we collect, if required to do so by law or in good faith that disclosure is necessary to (1) comply with the law or with legal process served on us; (2) protect and defend our rights or property; or (3) act in an emergency to protect someone's safety. Note that we may be required to release personally identifying data in response to lawful requests from public authorities including to meet national security and law enforcement requirements.

Children's Privacy

Protecting the privacy of children is important. We do not knowingly collect or solicit information from anyone under the age of 13. If you are based in the EU/UK, we do not knowingly collect data from children under the age of 16 without parental consent, unless local law sets a lower age (not below 13).

California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information.

In Singapore, parental consent is required for children under the age of 13 in accordance with the PDPA.

Your Privacy Rights By Jurisdiction

European Union (GDPR)

If you are located in the EU, we process your personal data under the General Data Protection Regulation (EU) 2016/679 (GDPR). You have the right to access, rectify, erase, or restrict processing of your personal data; data portability; object to processing based on legitimate interest; and lodge a complaint with your local supervisory authority. Where required, we have appointed a Data Protection Officer and an EU representative to ensure compliance.

United Kingdom (UK GDPR)

If you are located in the UK, our processing is subject to the UK GDPR and the Data Protection Act 2018. You have the same rights as under GDPR and may complain to the UK ICO. Where required, we have appointed a UK representative.

United States (CCPA/CPRA and state laws)

If you are a resident of California, the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020, grants you rights to know what data we collect, request deletion, correct inaccurate data, opt out of "sale" or "sharing," and not be discriminated against. Residents of other U.S. states may have similar rights under local laws (e.g., Colorado, Virginia, Connecticut, Utah). We will comply with mandatory state laws that apply to you.

Canada (PIPEDA)

If you are located in Canada, your personal information is protected under the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial laws. You have the right to access the personal information we hold, request correction of inaccuracies, withdraw consent (subject to legal/contractual limits), and complain to the Office of the Privacy Commissioner of Canada (OPC). In Quebec, additional rights may apply, including enhanced consent requirements and mandatory breach notifications under Law 25.

Singapore (PDPA)

If you are located in Singapore, we comply with the Personal Data Protection Act 2012 (PDPA). You have the right to be informed of purposes for collection, use and disclosure; access and request correction of your data; withdraw consent at any time (subject to restrictions); opt out of marketing via the Do Not Call Registry; and be notified where a data breach has occurred that poses a risk of significant harm.

United Arab Emirates (UAE PDPL and DIFC DP Law)

If you are located in the UAE, we comply with Federal Decree-Law No. 45 of 2021 (UAE PDPL). If your data is processed in the Dubai International Financial Centre, the DIFC Data Protection Law No. 5 of 2020 applies. You have the right to be informed of collection and use; access, correct, or delete personal data; withdraw consent where applicable; object to certain processing; and complain to the UAE Data Office or the DIFC Commissioner of Data Protection.

Acceptance of Privacy Policy

By using the Sites or any of our Services, you consent to our collection and use of your information in accordance with this Privacy Policy. We reserve the right to modify this Privacy Policy at any time by posting the changes on this page. If we modify the terms of this Privacy Notice, we will notify you by posting a notice on our website thirty (30) days prior to the effective date of the changes.

Please check the revision date at the bottom of this page to determine if the policy has been modified since you last reviewed it. Your continued use of any portion of our Site or Services following the posting of the updated Privacy Policy will constitute your acceptance of the changes.

Changes To This Privacy Policy

We may make changes in our Privacy Policy from time to time. If we decide to change our Privacy Policy, we will post those changes on this page so that you can always access the latest Privacy Policy.

Contacting Us

We want you to be in control of how your personal data is used by us. You can do this in the following ways:

• You can ask us for a copy of the personal data we hold about you.
• You can inform us of any changes to your personal data, or you can ask us to correct any of the personal data we hold about you.
• In certain situations, you can ask us to erase, block, or restrict the processing of the personal data we hold about you, or object to particular ways in which we are using your personal data; and,
• In certain situations, you can also ask us to send the personal data you have given us to a third party.

Where we use your personal data on the basis of your consent, you are entitled to withdraw that consent at any time subject to applicable law. Moreover, where we process your personal data based on legitimate interest, you have the right to object at any time to that use of your personal data subject to applicable law.

We rely on you to ensure that your personal data is complete, accurate and current. Please inform us of any changes to or inaccuracies of to your personal data by contacting us immediately.

For any of your requests, questions about this Privacy Policy, or to exercise your rights, please contact us at:

If you are based in the EU or UK and are of the opinion that we have not complied with data protection laws, you have a right to lodge a complaint with the Data Protection Commission in The Netherlands or with your local supervisory authority.

1. ACCEPTANCE OF TERMS OF SERVICE

We (hereafter referred to as "Provider", "we", "us" or "our") offer a service that promotes engaging audio-book summaries of bestselling books. These services are available as a browser-based application ("Services").

By visiting the website ("Sites") and/or registering for the Services, you accept that you are entering into a binding contract with us governed by the Terms of Service, Additional Terms if applicable, and Privacy Policy.

Please take the time to read and understand the Terms of Service. If you do not agree with the Terms of Service, Additional Terms as well as the Privacy Policy, please don't use the Sites or any of the Services.

The Terms of Service, Additional Terms and Privacy Policy may be updated without prior written notice to you at any time. These changes will form part of the Terms of Service, even if you do not re-use the Sites. You are responsible for being familiar with any amendments or modifications of the Terms of Service, Additional Terms and Privacy Policy.

2. ACCESS AND AVAILABILITY

Full access to the Service can be provided by paying either a one-off fee or a recurring subscription fee depending on your plan.

We grant our clients full access to the content for the duration specified at the time of purchase of the one-off fee. The fee shall become due upon purchase of the one-off access, irrespective of whether you actually use the Service; the consideration for the fee shall solely be the provision of the right to download, receive, and/or access the content.

You are fully responsible for all activities that occur through your access. That responsibility includes, but is not limited to, ensuring timely payment of any fees, tariffs, or other charges for getting access to the Services or any products and services made available through the Services. You agree to notify us immediately in case you become aware of or suspect unauthorized use of your access or any other breach of security.

To make the most of our Service, you must have the necessary mobile communication means with easy internet access. Some wireless applications are only available for a select number of mobile devices. This is an issue with its manufacturers, hence out of the control of the Provider. To prevent any disappointment, we ask you to check the compatibility of your device before purchasing one-off access.

You are responsible for ensuring that your equipment and/or software do not disturb or interfere with the Provider's operations. Any equipment or software causing interference shall be immediately disconnected from the Service, and the Provider shall have the right to immediately terminate or suspend the Service.

3. AGE RESTRICTION

In order to use the Service you (a) must at least have reached the age as per the rules and regulations of your country of residence and have bill payer's permission to sign-up for and use the Service on his behalf and (b) agree on behalf of the bill payer and yourself to be bound by the Terms of Service, Additional Terms and Privacy Policy.

4. FEES

For getting full access to the Service, you will be charged a one-off fee or a recurring subscription fee depending on your plan.

The charges will be invoiced through the mobile bill you receive from the mobile operator of your network, through any other selected payment method, or as a one-off payment. Separate text message fees and/or network fees from your mobile operator or payment processor can apply.

In the free welcome message or email, you will find information about the total one-off fee for access. We ask you to check and store this welcome message or email.

For getting full access to a Service you will be charged the applicable fees. The charges will be invoiced through the mobile bill you receive from the mobile operator of your network or through any other selected payment method. Separate text message fees and/or network fees from your mobile operator or payment processor can apply.

In the free welcome message or email you will find information about the Service fee and the frequency of the Service. We ask you to check and store this welcome message or email.

All fees, including fees for existing subscription contracts, are subject to change upon notice from us. We will provide you with reasonable notice of such a change. If you do not accept the new fees (which will be applicable only on a prospective basis), you may cancel your subscription effective immediately upon termination.

5. SECURITY AND REGISTRATION OBLIGATION

To guarantee safe use of the Service, as well as payment of the applicable fees, you must be registered. You guarantee that the personal information ("Registered Information") provided to us is correct and complete at all times. If the Provider, in its sole discretion, has reason to believe that the Registered Information is not accurate or complete, the Provider is entitled to suspend or terminate your account and to withhold both current and future use of the Service, or any component of it.

You are responsible for maintaining the secrecy of any passwords and/or accounts issued to you by the Provider, and you are fully liable for all actions carried out involving the use of your password or account. You should contact the Provider if you notice or suspect that unauthorized use has been made of your password or account, or any other breach of security.

The Provider may provide you with access to some Services without being registered, such as sign-up via your mobile device for the Service. In each such case your identification is based on means of identification that we deem appropriate, such as your mobile telephone number.

6. CHANGES OF THE SERVICES

We reserve the right to upgrade, amend, suspend, or discontinue the Services without prior notification at any time. You agree that we shall not be liable to you or to any third party for any amendment, suspension, or discontinuance of the Services.

7. CODE OF CONDUCT

You agree to use the Service in accordance with the following Code of Conduct:

• you will not use the Services for any illegal, unauthorized, or commercial purpose.
• you will keep all information provided to you through the Service private and confidential and will not give such information to anyone without the permission of the Provider or the person who provided it to you.
• you will not use the Service to engage in any form of harassment or offensive behavior, including but not limited to the posting of communications, pictures or recordings which contain libelous, slanderous, abusive, or defamatory statements, or racist, pornographic, obscene, or offensive language or images.
• you will not use the Service to infringe the privacy rights, property rights, or any other rights of the Provider or any person.
• you will not use the Service in any way which violates, plagiarizes, or infringes upon the rights of the Provider or any third party, including but not limited to any copyright or privacy or other personal or proprietary rights, or is fraudulent or otherwise unlawful or violates any law; and
• you will not reproduce, copy, sell, resell, or use the Service, in whole or in part.

8. BREACHING TERMS

Without prejudice to our other rights under these Terms of Service and Additional Terms, if you breach these Terms of Service and/or Additional Terms in any way, or if we reasonably suspect that you have breached these Terms of Service and/or Additional Terms in any way, we may:

• send you one or more formal warnings;
• temporarily suspend your access to the Services;
• permanently prohibit you from accessing the Services;
• block computers using your IP address from accessing the Services;
• contact any or all your internet service providers and request that they block your access to the Services;
• commence legal action against you, whether for breach of contract or otherwise; and/or
• suspend or delete your account on the Services.

You agree that you will not receive a refund of subscription fees already paid to us.

Where we suspend or prohibit or block your access to the Services or a part of the Services, you must not take any action to circumvent such suspension or prohibition or blocking (including without limitation creating and/or using a different account).

9. PRIVACY POLICY

Our use of your personal information is governed by our Privacy Policy. Our Privacy Policy forms an integral part of the Terms of Service, and by agreeing to the Terms of Service, you also represent that you have read and understood our Privacy Policy and give consent to the way we may handle your personal information as detailed in our Privacy Policy.

10. INDEMNIFICATION

You agree to indemnify, defend and hold harmless the Provider, its parent companies, subsidiaries, related entities, affiliates, subcontractors and their respective directors, officers, agents, employees and their representatives from and against any and all claims, damages, lawsuits, demands, actions, liabilities, or other proceedings brought against it by any third party due to, arising out of, or related to: (i) your access to and use of the Service, the content, the downloads, Software and Sites, including without limitation, your downloads from the Sites; (ii) your violation of the Terms of Service and/or Additional Terms; (iii) any alleged breach by you of any express or implied representation(s) or warranty(ies); or (iv) violation of any law, regulation or third party rights by you, or any third party using your account. You shall pay any and all costs, damages and expenses, including, without limitation, reasonable attorneys' fees and costs awarded against or otherwise incurred by the Provider in connection with or arising from any such claim, lawsuit, action, liabilities, demand or other proceeding.

11. CANCELLATION AND TERMINATION

Information related to the cancellation and termination of Services can be found on the Sites that correspond with the Service. Also, in the free welcome message or email from the Provider, you will find information on how to cancel the Service. One-off access purchases are non-refundable and will terminate automatically after the duration specified at the time of purchase.

When your country of residence is part of the European Union and whether you have purchased a subscription or a one-off access, you have the right to withdraw within 14 days without giving any reason.

The withdrawal period will expire after 14 days from the day of purchase of the one-off access. To exercise the right of withdrawal, you must inform us of your decision to withdraw from the purchase by an unequivocal statement. You may use the enclosed European model withdrawal form, but this is not obligatory. To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired. If you withdraw from the purchase, we shall reimburse you all payments received without undue delay and in any event not later than 14 days from the day on which we are informed about your decision to withdraw from the purchase. You will not incur any fees as a result of such reimbursement. If you use the Service during the withdrawal period, you shall pay us an amount which is in proportion to what has been provided until you have communicated to us your withdrawal from the one-off access in comparison with the full coverage of the access period.

12. ADVERTISING

To the extent permitted by applicable law, we may use advertisements and promotions. You agree that we may display advertisements and other promotions on our Sites and deliver advertisements and promotions on your mobile device or otherwise in connection with our Services.

You have the right to ask us at any time not to contact you by way of direct marketing.

The inclusion of any advertising or promotion on our Sites or in our Services does not constitute any endorsement by the Provider of such content, product, service, or company. The Provider shall not be a party to, or in any way responsible for, any transaction concerning products or services made available from such third parties or for any content or information presented in connection with any products or services of third parties. You agree that the Provider is not liable for any damage of any nature whatever that may be the result of such transactions.

13. INTELLECTUAL PROPERTY RIGHTS

You are aware and agree that software used in connection with the Service ("Software"), the Sites as well as the Services contain information and marks that is protected by valid and applicable copyright law, trade secret law, trademark law and any other intellectual property rights and laws. Except as otherwise set forth herein, all now known and hereafter rights of every nature worldwide pertaining to the Sites, Services and Software in or as part of any version, belong to us at all times ("Intellectual Property Right").

You agree to make no claim of interest in, or ownership of any Intellectual Property Rights and you acknowledge that no title to the Intellectual Property Rights is transferred to you, and that you do not obtain any rights, express or implied, other than the rights expressly granted in the Terms of Service and/or Additional Terms.

You guarantee that you will not amend, rent, rent out, lend, lease, borrow, loan, sell, distribute, create, or generate content or products partially or entirely derived from the Service or the Software except in the event that the Provider has given you explicit written permission to do so.

The Provider hereby grants you, and you hereby accept, a personal, limited, non-transferable, non-exclusive, revocable and non-assignable license and permission to install the Software and download the content to use the Service on a designated compatible mobile device solely for your own personal non-commercial use and to use the Software and the Sites solely in accordance with the Terms of Service and Additional Terms, as long as you do not copy, alter or amend any Software, source codes or content, or reproduce, modify, perform, transfer, distribute, sell, resell, create a derived product or content from it, or carry out reverse engineer or reverse assembly those, or otherwise attempt to find a source code, and you agree not to sell any rights related to the content, the Software and the Intellectual Property Rights, code those, issue sub-licenses for those, encumber those with security rights or otherwise transfer those. You guarantee that you will not amend the content, the Software and Intellectual Property Rights in any way or use amended versions of the Software and Intellectual Property Rights, including (but not limited to) in order to gain unauthorized access to the Service. You guarantee that you will only use the interface provided by the Provider in order to access the Service. The Provider herewith grants permission to make only one copy of the information on the equipment you use for gaining access to the Service and to use and display the copy of the Registered Information made on that equipment for private purposes.

We respect the intellectual property rights of others and expect you to do the same. We enforce third party's intellectual property rights and can, in appropriate circumstances, suspend or terminate the accounts of subscribers or users who are infringers. We will respond expeditiously to claims of copyright infringement committed using our Services and/or Sites, if such claims are reported to our Designated Copyright Agent identified in the sample notice below.

If you are a copyright owner, authorized to act on behalf of one, or authorized to act under any exclusive right under copyright, please report alleged copyright infringements taking place on or through our website by completing the following DMCA Notice of Alleged Infringement ("Notice") and delivering it to our Designated Copyright Agent. Upon receipt of the notice as described below, we will take whatever action, in our own sole discretion, it deems appropriate, including removal of the challenged content from the Services and/or Sites.

To file a DMCA Notice of Alleged Infringement, please:

• Identify the copyrighted work that you claim has been infringed, or – if multiple copyrighted works are covered by this Notice – you may provide a representative list of copyrighted works that you claim have been infringed.
• Identify the material or link you claim is infringing (or the subject of infringing activity) and to which access is to be disabled, including at a minimum, if applicable, the URL of the link shown on the Services and/or Sites or the exact location where such material may be found. Provide your company affiliation (if applicable), mailing address, telephone number, and, if available, email address.
• Provide your full legal name and your electronic or physical signature.
• Include both of the following statements in the body of the notice: "I hereby state that I have good faith belief that the disputed use of the copyrighted material is not authorized by the copyright owner, its agent, or the law (e.g., as a fair use)" and "I hereby state that the information in this notice is accurate and, under penalty of perjury, that I am the owner, or authorized to act on behalf of the owner, of the copyright or of an exclusive right under the copyright that is allegedly infringed".

Finally, deliver this notice, along with all items completed to our Designated Copyright Agent: support@bookshakersksa.com

14. NO WARRANTY

We, our directors, officers, employees, shareholders, subsidiaries, affiliates, agents, and licensors (the "Provider Parties") disclaim any responsibility for any harm resulting from your use of the Service, the content, this software and sites. You expressly understand and agree that:

• The Service, the content, the software and sites are provided on an "as is" and "as available" basis with no warranties whatsoever. The Provider Parties expressly disclaim to the fullest extent permitted by law all warranties, either express, implied, statutory or otherwise, with respect to the Service, the content, software and sites, including, without limitation, the implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement of proprietary rights;
• The Provider Parties disclaim any warranties regarding the security, reliability, timeliness, and performance of the Service, the content, software and sites. The Provider Parties do not warrant that the Service, the content, software and sites will meet your requirements or that the operation of the Service, the content, the software and sites will remain available, be uninterrupted and error free;
• No advice or information, whether oral or written, obtained by you from us or through our services shall create any warranty not expressly made herein. You may not rely on any such information or advice;
• You understand and agree that you download and/or use the Service the content, software and sites at your own discretion and risk and that you will be solely responsible for any damages to your computer system, mobile phone, device or loss of data that result from the download or use of the content, this software and sites;
• Images of persons shown on the sites and/or in the services are for illustrative purposes only. These are not the actual people that provide the services to you;
• We are not responsible for any mischaracterizations or misrepresentations of the ideas or facts as presented in the content and/or sites; and
• The Service is not a medical service and is not to be used for the purpose of seeking, and the Provider is not providing medical treatment or advice.

15. LIMITATION OF LIABILITY

You expressly agree that under no circumstances, shall the Provider Parties be liable to you or a third party for any damages, including, without limitation, direct, indirect, incidental, special, exemplary, punitive, third party or consequential (including damages for loss of business profits, business interruption, loss of business information and the like) arising out of your use, misuse or inability to use the Service, the content, software and sites, even if the Provider's authorized representative has been advised of the possibility of such damages (including damages incurred by third parties). Some jurisdictions do not allow the limitation or exclusion of liability in this section, so the foregoing limitation or exclusion may not apply to you. If any court of competent jurisdiction determines that any provision of this section is invalid or unenforceable, then the invalidity or unenforceability of that provision shall not affect the validity or enforceability of any other provision. Furthermore, such a court shall have the authority to reformulate such invalid or unenforceable provision to preserve the intent of the parties hereto. Your sole and exclusive right and remedy in case of dissatisfaction with the services, third party services made available through the services, or any other grievance shall be your termination and discontinuation of access to, or use of the services. In no event shall the Provider Parties' total liability to you for all damages, losses, and causes of action (whether in contract, tort (including negligence) or otherwise) exceed the amount paid by you to register for the Service, the content, the software and sites.

16. GENERAL INFORMATION

These Terms of Service, Additional Terms and our Privacy Policy form the entire legal agreement and understanding between you and the Provider and supersede all previous agreements, understandings and representations between you and the Provider relating to the Sites or the Services. You agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of the Terms of Service, Additional Terms or the use of the Sites or the Services.

You may not transfer any of your rights or delegate any of your obligations under this agreement without our prior written consent. Nothing in this agreement affects your statutory rights as a consumer.

17. GOVERNING LAW, JURISDICTION AND SEVERABILITY

These Terms of Service are governed by and construed in accordance with the laws of your country of residence, unless otherwise required by mandatory local laws. In the event of a dispute arising out of or in connection with these Terms, the following provisions apply:

Arbitration: Disputes shall first be submitted to final and binding arbitration under the rules of the arbitration association applicable in your country of residence. The arbitration proceedings shall be conducted in the language of the Terms of Service.

Court Proceedings: If arbitration is unavailable, unenforceable, or mutually waived, disputes shall be subject to the jurisdiction of the courts in your country of residence.

Exceptions: Notwithstanding the above, we reserve the right to initiate legal proceedings in a court of competent jurisdiction in your country of residence to protect our intellectual property rights or recover unpaid fees.

The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.

When your country of residence is part of the United States of America, notwithstanding anything to the contrary in these Terms of Service and Additional Terms, the applicable federal laws of the United States of America and the laws of the State of Texas, without reference to conflict of law principle, will govern the relationship between you and Provider under these Terms of Service and Additional Terms. You and Provider hereby waive any right with respect to any action brought in connection with the Terms of Service and Additional Terms (i) to a jury trial, and (ii) to join any claim with the claim of any other person or entity in a lawsuit, arbitration or other proceeding, or to otherwise file a class action or seek relief on a class basis. Except as provided herein, disputes will be submitted to final and binding arbitration before a single arbitrator through telephone hearing or by in-person hearing in the county where you reside, in Dallas Texas, or in any other location that you and we mutually agree to. The arbitration will be administered by JAMS pursuant to its Streamlined Arbitration Rules and Procedures and judgment on the award may be entered in any court having jurisdiction. This clause shall not preclude you or us from (i) seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction, or (ii) filling claims on an individual basis, if they qualify under applicable rules, in an appropriate small claims court.